The verdict
How it scored
- Payouts
- 8.6/10
- Pricing & value
- 8.4/10
- Platforms & data
- 8.5/10
- Rules & flexibility
- 8.3/10
- Trust & track record
- 7.5/10
What we liked
- Strong default profit split — the firm states 100% of your first $10k, then 90%
- End-of-day drawdown, which is more forgiving than an intraday trailing limit
- Two funding paths: LucidTest evaluation or LucidDirect instant funding
- Broad platform support — Rithmic, Tradovate, NinjaTrader and Quantower
- Daily payouts with a low $500 minimum, and funded traders report fast processing
Worth weighing up
- Short track record — founded in 2025, so far less history than Topstep or FTMO
- Split and rule structure have already changed once (revised in late 2025) — verify current terms
- Accounts are simulated until funded, and consistency rules apply on some plans
Pricing & plans
Prices change often and discounts are common, always check the current promo before you buy.
| Plan | Account size | Profit target | Price |
|---|---|---|---|
| LucidTest — 50KEvaluation path; pass the target under the drawdown to get funded. | $50,000 | ~$3,000 (verify current) | From ~$110 (check current pricing/promo) |
| LucidTest — 100KMost common mid-tier size; ~$3,000 drawdown at time of writing. | $100,000 | ~$6,000 (verify current) | Check current pricing/promo |
| LucidTest — 150KLargest standard size; higher target and loss buffer. | $150,000 | ~$9,000 (verify current) | Check current pricing/promo |
| LucidDirect — instant fundingTrades a funded account immediately in exchange for a tighter (~20%) consistency rule. | Varies by tier | None — skips the evaluation | Check current pricing |
Two funding paths: LucidTest vs LucidDirect
Lucid offers two main routes. LucidTest is a standard one-step evaluation: you pay for a challenge, hit a profit target without breaching the drawdown, and get moved to a funded (simulated) account. LucidDirect skips the evaluation entirely and puts you on a funded account immediately.
The trade-off is straightforward. LucidDirect costs more up front but removes the pass/fail hurdle, while LucidTest is cheaper to enter but requires you to clear the target first. Funded traders report that LucidDirect carries a tighter consistency rule (around 20%) as the compromise for skipping the challenge. Lucid also markets additional variants (such as LucidPro and LucidFlex) — check which are live and how their rules differ before buying.
Pricing and value
Lucid positions itself as an aggressive-value firm. Evaluation accounts have been advertised from around $110 with no activation fees, and the firm runs frequent promo codes — so the sticker price is rarely what you pay.
Because pricing and promotions change often, treat any specific figure as a starting point and confirm the current price on lucidtrading.com before you buy. The value case rests on the combination of a low entry price, a strong split and daily payouts; whether that holds depends on the exact plan and any active discount at checkout.
Payout process and split
On the payout side Lucid is competitive. The firm states you keep 100% of your first $10,000 in profit and 90% after that on its headline plans, with a $500 minimum and the ability to request payouts frequently — Lucid advertises daily payout eligibility, which is uncommon in the sector.
Funded traders report fast processing and post payout screenshots in Lucid’s active Discord community, and its Trustpilot rating sat around 4.5–4.6 in mid-2026. One caveat worth flagging: Lucid revised its split and rule structure in late 2025, moving some new accounts to a standard 90/10 while grandfathering older ones. Always confirm the exact split, consistency rule and payout terms attached to the specific plan you buy.
Platforms and data feeds
Lucid supports a wide set of platforms, including Rithmic, Tradovate, NinjaTrader and Quantower, with additional integrations advertised. This is one of the broader platform line-ups among newer futures firms.
Data covers CME futures — ES, NQ, YM, CL and GC among others. If you already run NinjaTrader or a Rithmic-fed platform like Quantower, onboarding should feel familiar. Confirm any platform or data-feed fees, and which feed backs each platform, inside your dashboard.
Rules and drawdown
Lucid uses an end-of-day (EOD) drawdown on its evaluation and Direct accounts — the maximum loss limit updates at market close rather than tick-by-tick during the session. Many traders prefer this to an intraday trailing drawdown because open profit is not clawed back mid-trade.
Other published rules: positions must be closed by 4:45 PM EST, news trading is allowed (including around NFP, FOMC and CPI), and there are no minimum hold-time requirements, so scalping is permitted. Consistency rules apply on some plans (for example, funded traders report roughly 20% on LucidDirect and higher on some Pro tiers). Read the current rulebook carefully, since Lucid has already shown it will change rules.
Who Lucid Trading is best for
Lucid is a strong fit for active futures traders who want a generous split, an EOD drawdown and fast, frequent payouts, and who are comfortable trading with a newer firm in exchange for aggressive pricing. Scalpers and news traders in particular benefit from its flexible rules.
It is a weaker fit for traders who prioritise the longest possible track record over everything else — veteran firms like Topstep have simply operated through more market cycles. Risk note: Lucid accounts are simulated until you are funded and paid; trading CME futures carries substantial risk of loss; this review is educational and not financial advice; and because Lucid is a young firm that has already revised its terms, always verify the current rules, split and pricing on lucidtrading.com before committing.