Payout
A payout is a withdrawal of your share of the profits from a funded account, paid out by the prop firm under the agreed profit split.
A payout is the moment a prop firm actually pays you. After you generate profit on a funded account, you request a withdrawal, and the firm sends your portion based on the profit split — for example, 90% of $5,000 in profit is a $4,500 payout to you.
Payouts are governed by conditions designed to protect the firm. Common requirements include a minimum profit buffer before the first withdrawal, a minimum number of winning or trading days, a consistency rule that blocks payouts dominated by one big day, and a fixed payout cycle such as every 14 days. Some firms cap the size of early payouts and only lift the cap once you have a track record.
Payout speed and reliability are the single most important real-world test of a prop firm, since rules are easy to advertise but payments are what matter. Firms typically pay via methods such as bank transfer, PayPal, or crypto stablecoins, and processing time can range from same-day to a couple of weeks.
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